Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Jul 15, 2026
  • Q & A: 122 Questions and Answers

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. What is an insurer ' s liability when it is discovered after an insured dies that the insured ' s age on the policy was misstated?

A) The insurer is not liable to pay any amount due to the insured ' s misstatement of age.
B) The insurer must pay the full amount as stated in the policy, as age is not considered a relevant factor.
C) The insurer must pay a prorated amount of the policy based on the amount of insurance the insured ' s premiums would have bought if purchased at the correct age.
D) The insurer must pay the full amount of the policy, minus any additional premiums the insurance company would have paid based on the insured ' s actual age.


2. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 15 days of submitting his license application.
B) At the time the license application is submitted.
C) Within 20 days after commissions have been paid.
D) Within 15 days of signing the agency contract.


3. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 15 days of submitting his license application.
B) At the time the license application is submitted.
C) Within 20 days after commissions have been paid.
D) Within 15 days of signing the agency contract.


4. Someone who sells, solicits, or negotiates insurance contracts for compensation is called

A) a life insurer.
B) an insurance producer.
C) an insurance adviser.
D) an independent insurance adjuster.


5. Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

A) Baggage agents
B) Independent adjusters
C) Personal Lines agents
D) Travel accident agents


Solutions:

Question # 1
Answer: C
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: B
Question # 5
Answer: C

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