Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Coverage under a loan policy remains effective

A) until the secured debt is satisfied.
B) during the life of the owner.
C) until the property is sold.
D) until the lender assigns the mortgage.

2. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Escrow agent.
B) Seller.
C) Lender.
D) Purchaser/buyer.

3. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a subordination clause.
C) a due-on-sale clause.
D) an assumption clause.

4. Which document is recorded in the recorder of deeds?

A) realty transfer tax statement of value
B) civil judgment
C) notice of lis pendens
D) mechanic's lien

5. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a violation of the grace period provision.
C) a fraudulent insurance act.
D) a contractual liability.

Solutions: