Real Estate Licensing Virginia-Real-Estate-Salesperson : Virginia Real Estate Salesperson Exam

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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) No, her down payment is large enough to avoid PMI.
B) No, but it depends solely on her credit score.
C) Yes, PMI is required until she reaches 50% equity.
D) Yes, her down payment does not meet the requirements to eliminate PMI.

2. What is one way that a contract for deed differs from a standard real estate sales contract?

A) A contract for deed includes a financing clause.
B) A contract for deed's purchase price section details the buyer's payment plan to the seller.
C) A contract for deed includes a section about a flip tax.
D) A contract for deed has the purchase price in it.

3. What is the purpose of the Do Not Call Registry?

A) It has three main truth-in-advertising provisions.
B) It regulates telemarketing activities from commercial organizations.
C) It bans bait-and-switch ads.
D) It governs the use of commercial email advertising.

4. In Virginia, how many years do records need to be kept for?

A) two years
B) three years
C) five years
D) one year

5. In Virginia, what is the difference between the REB and theFHB?

A) The REB reports to HUD, while the FHB does not.
B) The FHB is responsible for the enforcement of the fair housing law for real estate licensees. The REB is responsible for all other violators.
C) The REB is responsible for the enforcement of the fair housing law for real estate licensees. The FHB is responsible for all other violators.
D) They are the same thing.

Solutions: